About PebbleHoard
A personal finance product from Illuminating Software—built so every dollar has both a home and a purpose.
The idea
Most tools answer one question well: “How much is in this account?” That is necessary, but incomplete. The harder question is “Is this money already spoken for?”
PebbleHoard Finance uses a two-ledger model. Accounts are the bank-shaped ledger—where cash actually sits. Buckets and items are the intention ledger—what that cash is reserved for. Holdings connect the two so you can see purpose and location at the same time.
Who it is for
- Individuals who want zero-based style assignment without losing a classic register
- Couples and households who share a portfolio with clear permissions
- Planners who track goals, sinking funds, loans, emergency reserves, and physical assets together
- Freelancers and small multi-business operators who need USD invoicing, a client pay portal, and paid deposits into the same money picture
How it is built
The application is a modern web app: a React SPA talking to a .NET API, with secure authentication, portfolio isolation, and a growing set of finance workflows (payday allocation, funding rules, emergency fund modes, multi-business invoicing with Stripe Connect, and more).
The product app lives at app.pebblehoard.com. This site (pebblehoard.com) is the product homepage, feature catalog, help center, support page, and contact form.
Company
PebbleHoard is a product of Illuminating Software LLC. Questions? Contact us and we will open a support ticket.