PebbleHoard Finance is a modern portfolio app that tracks bank accounts and purpose-based buckets side by side. Assign every dollar, fund goals and emergency savings, and see net worth without losing the story behind each balance.
Traditional apps show one balance per bank account. That answers “where is the money?” PebbleHoard also answers “what is this money for?”—with buckets, items, funding rules, and Ready to Assign.
Checking, savings, cash, brokerage, retirement, and more. Each has a register with starting balance, transactions, transfers, and running totals.
Group purpose into buckets. Fund operating needs, sinking funds, goals, loans, and emergency reserves—with priority and ideal assign amounts.
From payday to payoff targets, PebbleHoard follows the real workflow of receiving income, assigning dollars, and tracking progress.
Deposit income into an account, then allocate to items—or preview suggestions from funding rules and priorities first.
Active funding rules show how much of each paycheck is already planned toward goals, bills, and reserves.
See how much of each purpose sits in each account. Transfer between holdings without losing assignment intent.
Target by months of expenses or a fixed amount. Funded balance can come from marked items, surplus above minimums, or dedicated emergency items.
Track real estate, vehicles, and other assets with value history. Net worth includes liquid accounts plus physical holdings.
Invite partners or family with View, Edit, Comment, or Owner permission. Keep one shared money picture.
Bill clients in USD from businesses under your portfolio. Email invoices, collect card payments on a secure portal, and deposit into your register automatically.
Four steps from empty portfolio to a living plan.
Name your household or personal money space and invite anyone who should share it.
Enter starting balances and dates. The register becomes your source of truth for cash movement.
Create items for bills, goals, loans, and emergency. Set min/ideal amounts and funding rules from income.
Record paydays, assign Ready to Assign, log spending with splits, and watch the dashboard and emergency fund.
Open PebbleHoard Finance, create a portfolio, and give every dollar a job. Prefer docs first? The help center walks through accounts, buckets, income, and more.